THEFT & VANDALISM
Theft: Anything a thief breaks when illegally entering the property, is covered in this loss. Also, any personal property stolen should be covered as long as the policy covers personal property and the amount does not exceed the policy limits. Police reports are required to file a theft claim and all the stolen items need to be included in the police report.
Vandalism: Malicious intent needs to be proven for this peril to be covered. Anything in the dwelling should be covered according to policy limits.
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